Loan Programs

Flexible structures up to $10M with Fixed interest starting from 7%

Business Term Loans

Designed for established businesses in need of working capital, equipment financing, or funds for growth.

• Fixed terms and repayment schedules

• Structured based on business cash flow and purpose

• Ideal for expansion, operations, or project-based financing

Bridge Loans

Short-term financing for time-sensitive opportunities.

• Often used between transactions or during property transitions

• Common for real estate purchases, refinances, or liquidity gaps

• Fast processing and flexible exit strategies

Real Estate Investment Loans

For real estate investors acquiring or refinancing residential or commercial properties.

• Purchase, rehab, refinance, or cash-out

• Residential (1–4 units) and commercial properties

• Asset-based underwriting and clear disbursement schedules

Construction Loans

Private financing for ground-up construction or major renovations.

• Funds released in draws aligned with project milestones

• Residential, multifamily, or light commercial developments

• Custom terms based on project scope and timeline

E-commerce Funding

Operating a thriving e-commerce business involves more than offering quality products—it demands steady access to capital for inventory, advertising, logistics, and growth. At RIF Lending, we recognize the fast-moving nature of online retail and the financial pressure that comes with scaling. Our lending solutions are designed to support e-commerce sellers with timely, flexible funding built around their sales cycles and business goals.

Personal Loans (Private Capital)

Private personal lending for qualified individuals with strong collateral or income history.

• Acquisition of partner shares or entire operations

• Ideal for internal buyouts, transitions, or restructuring

• Business valuation and deal structure support available

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